Hamel & Associates, Inc.

Our Services

At Hamel & Associates, Inc., we specialize in working only with retirees, or those very near retirement.  This allows us ample time to keep up to date with all of the issues facing today's retirees.  Today there are more challenges than ever to maintaining a secure retirement.  Below are the areas of focus in our practice in which we are able to assist clients in achieving their financial goals.

IRA Planning

We will work closely with you to educate you on the important rules regarding IRA accounts.  When it comes to planning for the distribution of assets currently held in IRA acounts, there are a number of potential hazards that can cost you thousands in penalties and unnecessary taxation.  We will help you navigate these pitfalls and ensure your IRA's remain intact for you and your beneficaries.

Medicaid Planning

By staying current with today's laws as it relates to Medicaid Planning, we are able to help clients avoid the Medicaid spend down, and state seizure of assets in the event of Long Term Care.  The cost of long term care can be devastating to a solid retirement plan, and therefore warrants consideration as part of any financial plan. 

Estate Planning

For our clients, Estate Planning is planning to safely pass their assets to the Church, charity, or family members that they want their assets to go to upon their demise, while avoiding probate and avoiding taxation.  By working with the area's most respected and sought after estate planning attorneys, we are able to help our clients plan to leave the legacy they would want, without worrying about Uncle Sam ending up with most of their estate.

VA Planning

Our firm helps families in Ohio receive quality healthcare while legally protecting their assets. We assist  veterans and their families in obtaining a little known VA benefit that can help you get the care you need without using up all of your hard-earned savings.

Still have questions? Please contact us anytime! We look forward to hearing from you.